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Senior living terms that can be confusing

Article by
Rita Clemente

Friday, September 08, 2017

1) Continuing Care Community

A senior living community that offers continuing care typically offers various, progressive levels of care including independent living, personal care or assisted living, and skilled nursing care. Home care and home health care are also common services.

2) Independent Living

Independent living is accommodations and services for individuals who don't require any routine care. Services usually include maintenance of your home and property. 

3) Personal Care or Assisted Living

Personal care or assisted living services are usually a combination of a private apartment and assistance with daily living activities — activities most people do throughout the course of a normal day and now need help completing. 

4) Skilled Nursing Care

Skilled nursing care services include physical, occupational, and speech therapies along with wound care and IV medications. Individuals who need these services may qualify for a skilled nursing care benefit through Medicare or another primary insurance.

5) Home Care

Private duty home care is companion care and personal care provided to an individual in their own home. It is typically private pay however, some long term care insurances cover home care and Veterans' benefits may cover home care to Veterans' who qualify.

Companion care includes housekeeping, laundry, shopping, transportation, errands, companion services, and much more.

Personal care includes assistance with with daily living activities such as bathing, dressing, grooming, mobility, and toileting.

6) Home Health Care

Home health care is professional medical care in your home including nursing services and complete therapy services. An individual must meet criteria including being home bound in order to qualify to receive home health care under the Medicare benefits.